Customer complaints policy

14/11/2025
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Introduction

Your satisfaction is our priority, however if you are not satisfied with our services, you can make a customer complaint

In accordance with Article 71 of MiCA, BITSTACK has set up a complaints management system to ensure appropriate processing and rapid resolution of its customers' complaints, which takes into account their interests. This applies to all BITSTACK customers.


Definition of a complaint

A customer complaint is a statement expressing a customer's dissatisfaction with a product or service provided by BITSTACK and which requires a response from the company.

The services covered by a complaint relate to all products and services marketed by BITSTACK. Consequently, requests for information or correction, requests for clarification and even requests for commercial gestures are excluded.

A customer complaint may relate in particular to:

- The quality of the offer;

- The delivery of information;

- The pricing of the proposed services;

- Disagreement over legal documentation;

- An incident on the application or the BITSTACK customer account;

- Any items relating to services or products provided by BITSTACK


Organisation of complaint-handling

BITSTACK undertakes to process any complaint according to the following principles:

- Transparency towards the customer;

- Objective, fair and harmonised processing of complaints;

- Free access to the complaint-handling system;

- An appropriate response time given the complexity of the complaint.


Receipt of the complaint

The customer may submit their complaint, free of charge, in French or English and must clearly indicate that it is a complaint.

The customer explains in detail the facts giving rise to their complaint, attaching all relevant supporting documents. To this end, BITSTACK provides its customers with a standard complaint template.

BITSTACK invites you to formalise any dissatisfaction in writing, as follows:

^ Via the BITSTACK website using our online form

^ Via email: compliance@bitstack-app.com

Each complaint shall be acknowledged within a maximum regulatory period of ten (10) working days from the date of receipt of the request by BITSTACK.

Transmission of the response to the customer and closure of the complaint

The response to the customer's complaint shall be given within a maximum period of two (2) months from receipt of the first written complaint.

However, if the analysis of the customer's complaint requires the involvement of different contacts depending on its subject or its degree of complexity, a longer period may be necessary. The customer will be informed of this as soon as possible, within the acknowledgement of receipt or by separate letter, indicating the additional time required to respond to the complaint and specifying the final date on which the customer will receive a final response from BITSTACK.


Recourse to the AMF Mediator

Where all the means available to BITSTACK to close a complaint have not resulted in a solution satisfactory to the customer, or if they have not received a response within two (2) months of the date of receipt of the first complaint, a customer who is not satisfied with the response to their complaint may call upon the AMF's mediator, in accordance with Article L.621-19 of the French Monetary and Financial Code.

The AMF has a mediator, who can be contacted by any interested party, whether a natural or legal person, in the context of an individual dispute falling within the scope of their competences as described on the AMF website: https://www.amf-france.org/sites/institutionnel/files/2020-01/fiche inc 2018 mediateur.pdf


The customer may contact the AMF's mediator free of charge:

- Primarily via an electronic form on the AMF website:

https://www.amf-france.org/fr/le-mediateur-de-lamf/votre-dossier-de-mediation/vous-voulez-deposer-une-demande-de-mediation

- Or by post to the following address:

The AMF Mediator

Autorité des Marchés Financiers

17 Place de la Bourse

75082 Paris cedex France

Bitstack SAS, a company registered with the Aix-en-Provence Trade and Companies Register under number 899 125 090 and operating under the trade name Bitstack, is licenced as an agent of Xpollens — an electronic money institution authorized by the ACPR (CIB 16528 – RCS Nanterre no. 501586341, 110 Avenue de France, 75013 Paris) — with the Autorité de Contrôle Prudentiel et de Résolution (ACPR) under number 747088, and is also licensed as a Crypto-Assets Service Provider (CASP) with the French Financial Markets Authority (AMF) under number A2025-003 for the following activities: exchange of crypto-assets for funds, exchange of crypto-assets for other crypto-assets, execution of orders for crypto-assets on behalf of clients, providing custody and administration of crypto-assets on behalf of clients, and providing transfer services for crypto-assets on behalf of clients, with its registered office located at 100 impasse des Houillères, 13590 Meyreuil, France.

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